Original Credit Transfer (OCT) also known as Visa Money Transfer 
What is Visa Money Transfer?
The  Visa Money Transfer service enables Visa cardholders to receive money quickly and easily by using their Visa Check/Debit card from countries that are not blocked (due to local money transfer regulations and Visa regulations, certain countries, financial institutions, and individuals are blocked from receiving Visa Money Transfers). You can conveniently receive a Visa Money Transfer using your computer either as a one-time claim transfer or as automatic transfers by registering on the Visa Money Transfer Recipient-only site.
For what purpose can I user Visa Money Transfer?
This is a convenient service ideally suited for person-to-person funds or used in merchant payables. Paycorp has direct certified VisaNet connectivity for OCT/VMT formatt that is offered to financials insitutions.